Equity releaseLater Life Borrowing – Freedom to Live

You’ve worked hard for your money, so why not enjoy it right now. If you’re in your 60s, 70s, 80s and beyond you can release some of the value in your home to give you cash to live your life. Maybe you want to travel or treat your family, or you simply want to make the most of every day of your retirement. Perhaps you have a lender that’s asking you to repay your mortgage. With an equity release plan or specialist mortgage for older borrowers you can stay in your home and still have money to spend on what you like, when you like!

This is an equity release product which may be a life time mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.

MortgagesA Mortgage that’s Made for You

All mortgages are not made equal – which is why it’s so important to find the one that’s just right for you. Are you about to step onto the housing ladder as a first-time buyer? Do you need a buy-to-let mortgage? Perhaps you’re self-employed or an older borrower and want to know your options. Finding your perfect mortgage can be time-consuming and confusing – not to mention costly if you pick the wrong one. It really does pay to get expert mortgage help. 

ProtectionProtection Against Financial Worries

Nobody knows what’s going to happen to them in the future. And of course most people don’t like to imagine the worst. But the reality is that a crisis can happen at any time and if you’re not protected things can get really difficult financially. Redundancy, illness and death can all strike without warning – and the last thing you want when you’re trying to cope is anxiety over money. Taking out insurance protection can help give you peace of mind. 


Are you nervous, excited or apprehensive?

Choosing an equity release plan, mortgage or protection can be a bit of an emotional roller-coaster. You might be excited about buying your dream home or releasing money to enjoy living. If you’re buying insurance, there could be a sense of relief that you’re securing your family’s future. But you might also be nervous about committing to a financial plan – what if it isn’t right for you or ends up being a costly mistake?

That’s where I come in. I’m here to get to know you so I can build up a picture of where you are now financially and where you’d like to be in the future. It means I take your life and how you like to live it into consideration before making any recommendations. And once you’ve been given all the information you need to make a decision, I’ll be here with you to take care of all the paperwork. Just leave everything to me – I’ll get things set up as quickly and smoothly as possible.

Call me now on 01582 524654 or contact me for a free initial consultation.

Your FREE initial consultation

Wendy Malczyk - Independent Equity Release, Mortgage and Insurance Broker

  • Face-to-face so I can get to know you
  • In your own home
  • Take as long as you need to chat
  • Ask me lots of questions
  • Bring along a family member or trusted friend – highly recommended if you are looking to release equity from your home

For your free initial consultation get in touch.