{"id":30,"date":"2015-11-03T09:13:38","date_gmt":"2015-11-03T09:13:38","guid":{"rendered":"http:\/\/www.wendyatcogent.co.uk\/?page_id=30"},"modified":"2023-11-06T11:30:08","modified_gmt":"2023-11-06T11:30:08","slug":"home","status":"publish","type":"page","link":"http:\/\/www.wendyatcogent.co.uk\/","title":{"rendered":"Home"},"content":{"rendered":"<div class=\"one_third\">\n<h3><a href=\"http:\/\/www.wendyatcogent.co.uk\/equity-release\/\"><img loading=\"lazy\" class=\"icon alignright wp-image-59\" src=\"http:\/\/www.wendyatcogent.co.uk\/wp-content\/uploads\/2015\/11\/equity-release.png\" alt=\"Equity release\" width=\"50\" height=\"50\" \/><\/a>Later Life Borrowing &#8211; Freedom to Live<\/h3>\n<p>You\u2019ve worked hard for your money, so why not enjoy it right now. If you\u2019re in your 60s, 70s, 80s and beyond you can release some of the value in your home to give you cash to live your life. Maybe you want to travel or treat your family, or you simply want to make the most of every day of your retirement. Perhaps you have a lender that\u2019s asking you to repay your mortgage. With an <a href=\"http:\/\/www.wendyatcogent.co.uk\/equity-release\/\">equity release plan<\/a> or specialist mortgage for <a href=\"http:\/\/www.wendyatcogent.co.uk\/mortgages\/\">older borrowers<\/a> you can stay in your home and still have money to spend on what you like, when you like!<\/p>\n<p><small>This is an equity release product which may be a life time mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.<\/small><\/p>\n<\/div>\n<div class=\"one_third\">\n<h3><a href=\"http:\/\/www.wendyatcogent.co.uk\/mortgages\/\"><img loading=\"lazy\" class=\"icon alignright wp-image-60\" src=\"http:\/\/www.wendyatcogent.co.uk\/wp-content\/uploads\/2015\/11\/mortgages.png\" alt=\"Mortgages\" width=\"50\" height=\"50\" \/><\/a>A Mortgage that&#8217;s Made for You<\/h3>\n<p>All mortgages are not made equal \u2013 which is why it\u2019s so important to find the one that\u2019s just right for you. Are you about to step onto the housing ladder as a first-time buyer? Do you need a buy-to-let mortgage? Perhaps you\u2019re self-employed or an older borrower and want to know your options. Finding your perfect mortgage can be time-consuming and confusing \u2013 not to mention costly if you pick the wrong one. It really does pay to get <a href=\"http:\/\/www.wendyatcogent.co.uk\/mortgages\/\">expert mortgage help<\/a>.<strong>\u00a0<\/strong><\/p>\n<\/div>\n<div class=\"one_third last\">\n<h3><a href=\"http:\/\/www.wendyatcogent.co.uk\/insurance\/\"><img loading=\"lazy\" class=\"icon alignright wp-image-61\" src=\"http:\/\/www.wendyatcogent.co.uk\/wp-content\/uploads\/2015\/11\/protection.png\" alt=\"Protection\" width=\"50\" height=\"50\" \/><\/a>Protection Against Financial Worries<\/h3>\n<p>Nobody knows what\u2019s going to happen to them in the future. And of course most people don\u2019t like to imagine the worst. But the reality is that a crisis can happen at any time and if you\u2019re not protected things can get really difficult financially. Redundancy, illness and death can all strike without warning \u2013 and the last thing you want when you\u2019re trying to cope is anxiety over money. Taking out <a href=\"http:\/\/www.wendyatcogent.co.uk\/insurance\/\">insurance protection<\/a> can help give you peace of mind.<strong>\u00a0<\/strong><\/p>\n<\/div>\n<div class=\"clearboth\"><\/div>\n<hr \/>\n<div class=\"two_third\">\n<h3>Are you nervous, excited or apprehensive?<\/h3>\n<p>Choosing an equity release plan, mortgage or protection can be a bit of an emotional roller-coaster. You might be excited about buying your dream home or releasing money to enjoy living. If you\u2019re buying insurance, there could be a sense of relief that you\u2019re securing your family\u2019s future. But you might also be nervous about committing to a financial plan \u2013 what if it isn\u2019t right for you or ends up being a costly mistake?<\/p>\n<p>That\u2019s where I come in. I\u2019m here to get to know you so I can build up a picture of where you are now financially and where you\u2019d like to be in the future. It means I take your life and how you like to live it into consideration before making any recommendations. And once you\u2019ve been given all the information you need to make a decision, I\u2019ll be here with you to take care of all the paperwork. Just leave everything to me \u2013 I\u2019ll get things set up as quickly and smoothly as possible.<\/p>\n<p>Call me now on 01582 524654 or contact me for a <a href=\"http:\/\/www.wendyatcogent.co.uk\/contact\/\">free initial consultation<\/a>.<\/p>\n<\/div>\n<div class=\"one_third last\">\n<h3>Your FREE initial consultation<\/h3>\n<p><img loading=\"lazy\" class=\"alignright wp-image-52\" src=\"http:\/\/www.wendyatcogent.co.uk\/wp-content\/uploads\/2015\/11\/wendy-200x300.jpg\" alt=\"Wendy Malczyk - Independent Equity Release, Mortgage and Insurance Broker\" width=\"100\" height=\"150\" srcset=\"http:\/\/www.wendyatcogent.co.uk\/wp-content\/uploads\/2015\/11\/wendy-200x300.jpg 200w, http:\/\/www.wendyatcogent.co.uk\/wp-content\/uploads\/2015\/11\/wendy.jpg 249w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<ul>\n<li>Face-to-face so I can get to know you<\/li>\n<li>In your own home<\/li>\n<li>Take as long as you need to chat<\/li>\n<li>Ask me lots of questions<\/li>\n<li>Bring along a family member or trusted friend \u2013 highly recommended if you are looking to release equity from your home<\/li>\n<\/ul>\n<p>For your free initial consultation <a href=\"http:\/\/www.wendyatcogent.co.uk\/contact\/\">get in touch<\/a>.<\/p>\n<\/div>\n<div class=\"clearboth\"><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"page-templates\/front-page.php","meta":[],"_links":{"self":[{"href":"http:\/\/www.wendyatcogent.co.uk\/wp-json\/wp\/v2\/pages\/30"}],"collection":[{"href":"http:\/\/www.wendyatcogent.co.uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/www.wendyatcogent.co.uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/www.wendyatcogent.co.uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.wendyatcogent.co.uk\/wp-json\/wp\/v2\/comments?post=30"}],"version-history":[{"count":18,"href":"http:\/\/www.wendyatcogent.co.uk\/wp-json\/wp\/v2\/pages\/30\/revisions"}],"predecessor-version":[{"id":87,"href":"http:\/\/www.wendyatcogent.co.uk\/wp-json\/wp\/v2\/pages\/30\/revisions\/87"}],"wp:attachment":[{"href":"http:\/\/www.wendyatcogent.co.uk\/wp-json\/wp\/v2\/media?parent=30"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}